With over seven years in fintech, Chisom Ezeh is redefining personal finance management through Budgety, an AI-powered budgeting app helping users across North America and Africa build healthier money habits.
For Ezeh, celebrating achievements doesn’t come naturally. Like many founders, she often focuses on what’s next, new features to develop, more users to onboard, and targets still to be met.
But recently, Ezeh took a moment to celebrate Budgety, as it officially tracked over 100,000 financial transactions, a milestone that signals growing trust in the platform.
“As a founder, it’s easy to focus on what’s next – the features to build, the users we haven’t acquired, the KPIs we haven’t hit,” Ezeh wrote in a LinkedIn post. “But today, I want to pause and celebrate something meaningful. BUDGETY has now tracked over 100,000 transactions.”
What You Should Know
To Ezeh, the figure isn’t just a metric, it’s evidence that Budgety’s mission is resonating. According to her, Budgety was created to help users manage income, expenses, savings, debt, investments, and progress toward financial goals in one place.
“100,000 isn’t just a metric to me, it’s proof that the vision we started with is gradually becoming reality. So here’s me, celebrating this milestone. And to our team and everyone who has supported BUDGETY along the way, thank you,” she wrote.
The app leverages artificial intelligence (AI) to analyse spending patterns, identify problem areas, and provide personalised insights that help users make informed decisions about their finances.
By combining AI with intuitive design, Ezeh says Budgety aims to make budgeting less intimidating and more enjoyable, whether for students learning to manage allowances or professionals tracking their financial growth.
Knowing Chisom Ezeh
Ezeh’s journey to founding Budgety is deeply rooted in her background in financial technology. With over seven years of experience across sectors such as stock trading, crypto trading, commodity trading, remittances, and software-as-a-service (SaaS), she has worked with global companies, including Chipper Cash, 1Password, and Africhange.
According to Ezeh, her passion for financial literacy inspired her to create Budgety. She has a Master of Business Administration (MBA) in Business Analytics and Artificial Intelligence at University Canada West.
Ezeh also holds a Bachelor’s degree in Mechanical Engineering from the University of Lagos, Nigeria, where she developed her analytical and problem-solving skills.
Understanding Budgety
According to the company, Budgety is on a mission to become Canada’s leading AI-powered budgeting, expense tracking, and money management software.
The app stands out for its fun, easy-to-use, and affordable approach to personal finance. By combining user-friendly interfaces with advanced analytics, it helps people understand where their money goes and how to redirect it toward their goals.
Beyond tracking daily expenses, Budgety also offers insights into savings behaviour, debt management, mortgage planning, and investment growth, giving users a holistic view of their financial health.
What This Means
The global personal finance software market is experiencing rapid expansion, driven by the rise of artificial intelligence, digital banking, and a new generation of consumers seeking smarter ways to manage money.
According to Grand View Research, the market was valued at $1.08 billion in 2022 and is projected to reach $1.59 billion by 2030.
Analysts say as consumers embrace digital-first lifestyles, AI-powered apps like Budgety are gaining prominence by offering personalised financial guidance that traditional banking platforms often lack.
Industry leaders say Budgety’s blend of AI-driven insights and human-centred design is positioning it as a key player in the evolving landscape of personal finance technology.
Talking Points
It is impressive that Budgety has achieved over 100,000 tracked transactions, a milestone that reflects not only strong product adoption but also genuine impact in improving financial literacy and personal money management.
What stands out about Budgety is its AI-driven approach to personal finance, which goes beyond traditional expense tracking to provide intelligent insights, predictive budgeting, and spending analysis; tools that make financial discipline easier and more accessible.
At Techparley, we recognise how platforms like Budgety are reshaping digital finance across continents, particularly for younger professionals and students who seek smarter, data-backed ways to build financial stability.
By offering an intuitive, affordable, and AI-powered budgeting tool, Budgety bridges the gap between technology and behavioural finance, helping users in both North America and Africa make informed, confident financial decisions.
However, there’s still room for strategic expansion, particularly in integrating with local banks, fintechs, and digital payment ecosystems to reach underserved users who are yet to adopt structured budgeting habits.
User engagement, trust-building, and continuous product refinement will be critical to scaling Budgety’s success in a crowded and fast-evolving personal finance market.
