Monday, August 11
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The digital age has brought incredible convenience, but it has also created new risks. This is why it’s important to know how to protect your personal data online, as they can be tracked, analysed, and even stolen.

Cybercriminals, data brokers, and even seemingly legitimate businesses can misuse personal information if it’s not properly protected.

For beginners, online security might seem technical or intimidating, but protecting your personal data doesn’t require a degree in cybersecurity.

It’s about adopting practical habits, understanding common threats, and using tools designed to keep your information safe. This guide by Techparley breaks down the key steps you can take to secure your digital life.

Why Your Data Matters More Than You Think

Before you can protect your data, you need to understand why it’s worth protecting. Personal data includes far more than just your name and phone number. It covers your browsing history, location data, banking information, work emails, medical records, and even the way you interact on social media.

Hackers, scammers, and data-harvesting companies can use this information to:

  • Steal your identity and open bank accounts or credit cards in your name.
  • Launch targeted phishing scams that look convincing.
  • Track your habits for marketing, or worse, for manipulation.

Understanding these risks helps you see online security not as a luxury, but as a necessity.

Building Strong Password Habits

Passwords are the keys to your digital world, and a weak key can be copied in seconds.

A strong password should:

  • Be at least 12–16 characters long.
  • Include uppercase and lowercase letters, numbers, and symbols.
  • Avoid predictable sequences like “1234” or personal details like birthdays.

It’s tempting to reuse the same password across multiple accounts, but this is a major risk. If one account is hacked, the rest can fall like dominoes.

A password manager such as LastPass, Bitwarden, or 1Password can generate complex passwords and store them securely, meaning you only have to remember one master password.

Enabling Two-Factor Authentication (2FA)

Two-factor authentication (2FA) is a simple but powerful way to secure your accounts. It adds a second verification step: often a code sent to your phone or generated by an authentication app, on top of your password.

Even if your password is stolen, the attacker can’t get in without the second factor. Many major platforms, including Google, Facebook, and most banks, now offer 2FA. For even stronger protection, consider a physical security key like YubiKey, which works offline and can’t be phished.

Keeping Your Software Updated

Every update to your operating system, web browser, or mobile app doesn’t just add features, it also fixes security holes. Cybercriminals actively search for devices running outdated software because they know the weaknesses have already been discovered.

To protect yourself:

  • Enable automatic updates on your devices.
  • Regularly update browser extensions and plugins.
  • Remove software you no longer use to reduce attack points.

Navigating Public Wi-Fi Safely

Public Wi-Fi is convenient, but it’s also a favourite hunting ground for hackers. Unsecured networks can be used to intercept the data you send, including passwords and financial details.

To reduce the risk:

  • Avoid logging into sensitive accounts on public Wi-Fi.
  • Use a Virtual Private Network (VPN) to encrypt your connection.
  • If possible, use mobile data for banking or shopping instead.

Being Selective About What You Share

Social media has made oversharing normal, but personal details can be used to guess passwords, answer security questions, or plan scams.

Think twice before posting:

  • Travel plans that reveal when you’re away from home.
  • Your full address or workplace details.
  • Financial information, even in private messages.

Review the privacy settings of your accounts and limit the audience for personal posts.

Spotting and Avoiding Phishing Attacks

Phishing is one of the most common ways people get tricked into giving away sensitive data. A phishing attempt might come as an email pretending to be your bank, a text message with a suspicious link, or even a fake login page.

You can protect yourself by:

  • Checking the sender’s email address carefully.
  • Hovering over links before clicking to see the real URL.
  • Contacting companies directly through official channels instead of using links in messages.

Backing Up Your Data

Even with the best precautions, things can go wrong. Regular backups ensure you can recover your data without paying ransom or losing valuable information.

Best practice is the 3-2-1 rule:

  • 3 copies of your data.
  • Stored on 2 different media types.
  • With 1 copy kept offsite or in the cloud.

FAQs: How to Protect Your Personal Data Online

How to protect your personal data online for better security?

One of the best ways is using strong, unique passwords for each account.

Do I really need two-factor authentication?

Yes, it’s one of the most effective defences against account hacking.

Is public Wi-Fi always dangerous?

It’s risky without a VPN or other encryption, especially for sensitive activities.

How often should I update my software?

As soon as updates are available, don’t postpone security patches.

Can antivirus software protect me from phishing?

Not always, as phishing relies on tricking you, so awareness is key.

Quadri Adejumo is a tech journalist, analyst and researcher at Techparley, specializing in Nigeria and Africa's tech startup ecosystem. He provides insightful analysis and research on the latest developments, trends, and innovations shaping the continent's tech industry.

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